US Credit Cards

ITIN Success Story

ITIN Success Story

Canadians that want access to US Credit Cards need either a Social Security Number (SSN) or an Individual Tax Identification Number (ITIN). PointsNerd provides you a testimonial of someone that went through the process to quickly receive their ITIN.
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And the ITIN Winner Is ….

And the ITIN Winner Is ….

This is a short post but an important one. A couple of weeks ago, I posted a new guide on how to obtain an ITIN through a service provided by US Tax Resources (USTR) so you can up your credit card game by qualifying for US Credit Cards. In that post, we offered those that
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Travel Hacking From Scratch – Part 5 – US Credit Cards (ITIN)

Travel Hacking From Scratch – Part 5 – US Credit Cards (ITIN)

Series Layout Welcome to the Travel Hacking from Scratch Series – a series dedicated to getting those new into Travel Hacking up the curve as quickly as possible. Below is the layout of the series with links back to already published articles. Today our topic is US Credit Cards – a look into what to do
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How To Get US Credit Cards – Part 7 – Foreign Exchange

How To Get US Credit Cards – Part 7 – Foreign Exchange

So you’ve passed through the gauntlet and have your first US credit card.  Congratulations!  Now you face another challenge, meeting your minimum spend requirements in order to get your sign-up bonus.  Luckily the American Express Premium Reward Gold Card that I recommended earlier does not have any foreign currency charges so you basically pay the
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How To Get US Credit Cards – Part 6 – Getting Your First Card

How To Get US Credit Cards – Part 6 – Getting Your First Card

You’re still with me?  Good. I know that there’s been a lot of information thrown your way but if you’re reading this, it means that you likely really want that US card.  Today we jump into the meat of the matter and explore how we can get you your first US card. Recap In the
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How To Get US Credit Cards – Part 5 – US Phone Number

How To Get US Credit Cards – Part 5 – US Phone Number

Another slightly annoying thing that is required for a US credit card is a US phone number.  The reason the US phone number is required is that in the event you don’t get instantly approved for your card, the credit card issuer will need to get a hold of you and using a Canadian area
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How To Get US Credit Cards – Part 4 – US Banking

How To Get US Credit Cards – Part 4 – US Banking

One of the things you will need in order to get your first US Credit Card is a US bank account.  The reason for this is simple … you need to be able to pay your balance and in order to get your first card, you’ll need to be able to prove you have an
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How To Get US Credit Cards – Part 3 – Mail Forwarding

How To Get US Credit Cards – Part 3 – Mail Forwarding

One of the requirements you will have when you apply for a US credit card is a US mailing address.  If you have close friends you trust then you can use their address as your own but if you don’t or don’t want to put your friends out, your next best option is using a
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How To Get US Credit Cards – Part 2 – ITIN

How To Get US Credit Cards – Part 2 – ITIN

** UPDATE – December 1, 2019 ** There is now a proven way to qualify for your ITIN as detailed in my post in the Travel Hacking from Scratch Series – Part 5 – US Credit Cards. This updated method provides much more certainty in receiving your ITIN as it looks like the method detailed
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